If you're a seasoned Mercedes-Benz driver, perhaps you always have the urge to acquire the latest model, and if you're not, here's your chance to finally try it out. However, while you may be finally ready to take home the legendary vehicle of your dreams, you may wonder what steps to take.

In essence, you can acquire a Mercedes-Benz in two ways-leasing or financing. We'll review the advantages and disadvantages of leasing and financing your selected Mercedes-Benz model so that you can make an informed decision based on your needs, preferences, and financial situation.

Visit us at Mercedes-Benz of Collierville near Memphis to learn more about these two options and take your selected ride for a spin.

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

Buying: Pros and Cons

It's best to buy a Mercedes-Benz only if you can afford it and plan to keep the vehicle for several years. When the debt is settled, you own the vehicle outright and can use it however you like. You'll have no zero restrictions for decorating or modifying, etc.

What could be more enticing? The moment you sign the title to your new Mercedes-Benz, it becomes your personal property, free for you to customize it. You can build your vehicle with restrictions.

Also, you can go wherever you want around Olive in your Mercedes-Benz without being limited by the dealership you purchased it from in terms of either mileage or time. Moreover, if you want to upgrade or get tired of your vehicle, you could always resell it since there's no legally binding lease contract.

Having to deal with the vehicle's depreciation is the only real drawback to purchasing a Mercedes-Benz. Your vehicle's resale value may decrease as it ages, so you might not get back what you put into it.

Leasing: Pros and Cons

If you can't afford to buy a Mercedes-Benz outright, want to upgrade your ride for a lower premium, and don't want to deal with regular maintenance and repairs, leasing may be the best option.

Leasing a Mercedes-Benz in Branch, MS entails striking a deal with a vehicle dealership to use one of their vehicles for a set period at a reduced monthly rate.

It eliminates the need to account for depreciation. At your lease's end, you will have the option of returning your Mercedes-Benz and either starting another lease on a brand-new model or buying your leased vehicle.

Besides, you'll not be responsible for long-term repairs and maintenance. Depending on the terms of your service agreement, the dealership will handle routine maintenance and minor repairs.

But leasing isn't without its caveats. The first is a cap on annual mileage. Second, you can't make any changes to your vehicle. Third, you may have to pay extra if the vehicle is significantly damaged at your lease's end. And number four, you still don't own the vehicle outright even after all the payments are made.

Visit Us to Learn More

When looking to buy or lease a Mercedes-Benz, our Germantown dealership is a great place to start. We have a large selection of Mercedes-Benz models, such as luxury SUV and sedan options and our staff is knowledgeable and eager to assist you in making your selection. We'll discuss the technical terms under each option and answer all your inquiries.

Expert financial consultants in our Finance Center help you get the best possible financing and lease terms. We offer the industry's best warranties to ensure you have a positive experience with your premium Mercedes-Benz, both now and in the future.

Come in today at our dealership in Collierville to take a spin on a Mercedes-Benz vehicle to see if it's right for you.

Base MSRP excludes transportation and handling charges, destination charges, taxes, title, registration, preparation and documentary fees, tags, labor and installation charges, insurance, and optional equipment, products, packages and accessories. Options, model availability and actual dealer price may vary. See dealer for details, costs and terms.

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